Express Entry Proof-of-Funds Calculator
Calculate the minimum settlement funds Express Entry requires for your family size — under the Federal Skilled Worker Program (FSWP) and Federal Skilled Trades Program (FSTP). Canadian Experience Class (CEC) applicants do not need to show settlement funds.
Counts spouse, dependent children, and any non-accompanying dependents you must support.
Example: 1 CAD = 60 INR → enter 60. Use the IRCC published exchange rate or the Bank of Canada rate at the time of your application.
Required (CAD)
$14,690
Funds must be readily available, in your own name (or jointly with spouse), and unencumbered (no loans secured against them).
Reference table (CAD, 2025–2026)
| Family size | Required funds (CAD) |
|---|---|
| 1 | $14,690 |
| 2 | $18,288 |
| 3 | $22,483 |
| 4 | $27,297 |
| 5 | $30,690 |
| 6 | $34,917 |
| 7 | $38,875 |
| Each additional | +$3,958 |
Who needs to show proof of funds?
- Federal Skilled Worker Program (FSWP) applicants — required.
- Federal Skilled Trades Program (FSTP) applicants — required.
- Canadian Experience Class (CEC) — NOT required.
- Provincial Nominee Program (Express Entry-aligned) — depends on the stream; some require, some accept the provincial settlement plan.
Reference only. IRCC updates these amounts annually. Always verify the current amounts on canada.ca before submitting your Express Entry profile or application.
Related: Express Entry overview · All Express Entry coverage.